How Accidents Affect Car Insurance

Author: Mark | Subject: Car Insurance

How Accidents Affect Car Insurance image
Article excerpt:  Accidents will happen, even to the most careful car driver. When they do one of the first questions that will spring to mind is how will this affect my car insurance rates? The answer is more complex than it might seem. The first issue to resolve is where the liability for the accident lies. In this respect there are three main potential outcomes. The fault lies either with the policy holder, or with another person (classed as a third party) or blame will be apportioned between the two parties involved in the accident.